


![]()
![]()
![]()
Water & sanitation financing


![]()
![]()
Affordable Housing Loans

![]()
![]()
![]()
Agricultural Loans


![]()
![]()
Startup loans for youth
Ndizi Microfinance Limited Founded by a diverse team of visionaries with backgrounds in pastoralism, farming, and construction, Ndizi Microfinance is dedicated to empowering underserved communities across Uganda. Inspired by the resilience and productivity of the banana plant, Ndizi offers innovative financial solutions in water and sanitation, affordable housing, agriculture, youth entrepreneurship, and more. With over 210,000 clients in districts like Kampala, Wakiso, Yumbe, Mukono, and Kasese, Ndizi is committed to fostering financial inclusion, sustainable growth, and shared prosperity for all.
See All Articles
December 21, 2024 |
Uncategorized
December 21, 2024 |
Uncategorized
December 21, 2024 |
Uncategorized
December 21, 2024 |
Uncategorized
December 21, 2024 |
Uncategorized
December 21, 2024 |
Uncategorized
"As a person with a disability, I’ve faced barriers accessing financial services. Ndizi Microfinance changed that with their disability-inclusive products. I feel valued and supported, and my tailoring business is thriving."
"Thanks to Ndizi Microfinance, I secured an agricultural loan that transformed my small farm into a thriving business. Their flexible repayment plans and support have helped me grow my income and provide for my family."
"As a young entrepreneur, I struggled to find funding for my startup until I discovered Ndizi Microfinance. Their youth-focused loans gave me the capital I needed to launch my business, and now I employ five people!"
"With Ndizi Microfinance's affordable housing loan, I was finally able to build a safe and decent home for my family. Their team guided me every step of the way, making the process stress-free."
Wakiso
— John K.
Farmer, Kasese
— Sarah A
Startup Owner, Kampala
— Mariam N
Wakiso
— James O
Tailor, Mukono

0 200 929 102
info@ndizimicrofinance.com
The amount you can borrow depends on the type of loan and your financial capacity. Ndizi Microfinance offers flexible loan amounts tailored to individual needs, such as water and sanitation, affordable housing, agriculture, and youth startups.
Basic requirements include valid identification, proof of income, and supporting documents like business records or land agreements (for agricultural loans). Additional criteria may apply depending on the loan type.
For quick loan access, ensure all your documents are ready and accurate. Apply through Ndizi’s digital platform or visit the nearest branch for fast processing.
Ndizi offers competitive interest rates and flexible repayment plans. To further reduce costs, take advantage of loyalty benefits, timely payments, or promotions like discounts on upfront payments.
Costs vary depending on the type of loan or financial product. These may include interest rates, processing fees, and any service-specific charges, all transparently communicated upfront.
Loans are typically disbursed shortly after approval, often within 24-48 hours, depending on the loan type and processing requirements.
Repayment periods range from short-term to long-term, depending on the loan type. For example, startup loans may have shorter durations, while housing loans offer extended repayment periods.
Yes, Ndizi allows early loan repayments without penalties, helping clients reduce interest costs and manage finances flexibly.
You may request modifications to your application by contacting Ndizi’s support team promptly. Changes may be subject to approval based on the application’s stage of processing.
Whether you need to borrow for renovation, car, holiday or want to combine your loans into one single loan, we will help you